You don't need special gadgets to be a hero.

With unlimited 1.5% cashback on every purchase, everywhere, the Capital One Quick Silver

card makes you the hero of every purchase.

Whether it's headphones, a lounge chair, or even a well-deserved massage, whatever the

Quick Silver purchase, you're the hero.

No fighting bad guys, getting an epic card chases, or parachuting out of buildings required.

Simple isn't it?

Capital One Quick Silver card.

What's in your wallet?

On supply, see CapitalOne.com for details.

So if I want to ask you four questions, I want time.

So get some high level information, high level information, going back to this banking

stuff.

So when we're looking at a bank, there's a couple different factors that are going to

play in the banking system.

Let's really break this down.

So let's start with net interest margins.

What's the deal with that?

The one metric that's most important to banks is net interest margins.

That's the difference between the money they lend out, the money they take in, and the

money they lend out.

That's their banking profit, so to speak.

...