Hey there, this is Daniel. Thanks for listening to DIY Money. Now, if you haven't already, be sure to give us a five-star review so your friends know that this is a show that they can learn from. Follow us on Instagram at DIY.money. Now, enjoy this episode.

Welcome back ladies. I don't have the energy. I don't have the enthusiasm, Daniel. I can't

give the fun, crazy DIY money announcement. Just can't do it. Fair enough. So welcome to DIY

money, everybody. Hope you're hanging in there. This is amazing.

Absolutely amazing.

I don't know what day it is of the coronavirus, you know, work remotely.

Basically, everybody's working from home, shutdown, et cetera.

It's a crazy time.

And I really, and I genuinely mean this, I hope you're

hanging in there. I really genuinely do. We have kind of, we have a lot of questions in the queue,

but they're general standard budgeting, you know, financial questions, all great questions,

and we will get to them. We will get to those questions. We'll return to those. But I want to make sure that I

hit and we talk about what is going on out there from a financial perspective, from a budgeting

perspective. I don't care who you are in this environment. This is shaking everybody. This is

shaking everybody. And is shaking everybody.

And I got to tell you, there have been countless times I have looked at my wife in our kitchen.

And I have said, let us count our blessings that we are.

Now, we're not immune by far.

We're definitely not immune. But having no debt and having ample savings set aside

as an emergency fund makes us at least feel much more secure. Now, that wasn't always the case.

I'd be candid. That was definitely not always the case. And I know,

I know that based on statistics, a majority of Americans that are going through this situation

...