Barclay's ready-made investments. The clue's in the name. Not Barclays, where do I begin investments?

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investments can fall as well as rise and you may get back less than you invest. Tees and Cs apply.

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I'd like to welcome everybody to today's presentation.

We're going to be talking more about hepatitis because it is World Hepatitis Awareness

Day.

But I first wanted to remind you that we do have, hopefully, coming up in February, the

intensive wellness retreat and conference that's going to be on Carnival Cruise Lines, February 7th through

13. To learn more, go to all CUs.com slash cruise. Now, to reserve your space, you need to make

quickly, they really want us pre-register soon. So it's important that you email me at support

at allcues.com before August 1st.

If you're interested in being added to our list of people who tentatively are interested in going,

...