Hey everyone, welcome to Pastor Rick Warren's Daily Hope.

Now, we're going to continue our series today called Building My Life on Values That Last.

And Rick will press on and show us how we benefit when we apply the biblical principles

of trust, self-control, balance, respect, forgiveness, moral purity, fairness, honesty, and love to our lives.

And now let's join Rick as he shares the final part of a message called accepting responsibility.

The average American spends six hours a week in shopping related activities. Some of you blow that statistic

out of the water. I know. I've seen you, you know, when the tough, when the going gets

tough, the tough goes shopping, you know? And, and it's interesting, by the way way that the more educated you are the more you shop

so some of you go see honey i'm smart see i'm really smart i'm getting ready to go out on a little

educational field trip darling you know god says that's dumb if you're spending all your money and you're not saving anything.

Look at what it says.

Let's read Proverbs 2120 with great guilt.

Okay?

Ready?

Let's read it aloud.

The wise man saves for the future, but the foolish man spins whatever he gets. Ouch. Spins whatever he gets.

Now you say, Rick, why are you making a big deal of this? Because did you know that the number

one cause of divorce is not adultery. It's not having an affair.

The number one cause of divorce is not abuse.

It's debt.

54% of the divorces in America occur over financial pressures.

We have now decided that the marriage vow is,

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