Idle money sits in your current account, stuck repeating the same tired tune.

Never hitting play on its potential.

But thanks to Monzo's Savings Challenge, busy monies in the studio,

laying down a little extra every day so your balance sounds sweeter week after week.

Monzo, the bank that gets your money moving.

UK residents staged 18 plus, one entry per person, Monzo personal account required,

challenge and prize teas and Cs apply.

At midnight, my phone reminded me to lock the door before it gets in.

I don't remember writing that note, and the front door was already creaking open.

Thanks, Sarah, for that two-sentence horror story,

and thanks to all the storytellers who share their stories with us every week.

Please send us yours at something scary at snarl.com, and you might hear it on the podcast.

New Year's promises are supposed to help you find a way to make life better.

Clean slates, fresh starts, a chance to finally outrun what's been chasing you. But sometimes the

moment the clock resets, something else does too, something patient, something evil that's been

waiting for the year to end. And once it starts, there's no countdown left to stop it.

Hi, I'm Blair Bathory and welcome to the Something Scary podcast.

I hope you all had a great holiday.

Today we've added some new spooky vibes to our video.

Check it out and thanks for joining us as we descend into the darkness together.

So, wanna hear something scary?

A year to die for.

...