A Smart Approach to Retirement: EDU #2507

The Retirement and IRA Show

Jim Saulnier, CFP® & Chris Stein, CFP®

Business, Investing

2.2 • 673 Ratings

🗓️ 12 February 2025

⏱️ 73 minutes

🔗️ Recording | iTunes | RSS

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Summary

In this EDU episode Jim and Chris review and discuss an article sent in by a listener after their critique of the safe withdrawal rate approach to retirement. Some of the points made in the article should sound familiar to listeners… Nobel laureates William F. Sharpe and Robert C. Merton argue that traditional retirement withdrawal […]

Transcript

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0:00.0	The retirement and IRA show represents the words and views of the show hosts exclusively and should not be construed as investment legal or tax advice.
0:07.0	All information is believed to be from reliable sources. However, we make no representation as to its completeness or accuracy.
0:12.1	All economic and performance information is historical in nature and is not indicative of any future results.
0:16.5	Any indices mentioned on the show are unmanaged and cannot be invested indirectly.
0:20.0	Diversification and asset allocation strategies do not assure profit or protect against loss.
0:23.9	Never make any investment or financial decisions based on information offered on this show without first consulting your financial legal or tax advisor.
0:29.7	Financial planning services offered through Jim Solnior and Associates LLC, a registered investment advisor.
0:47.1	This is the retirement and IRA show coming to you from beautiful Northern Colorado.
0:52.8	Join us as certified financial planner Jim Sonier, as well as Colorado State University Finance Instructor and certified financial planner Chris Stein, teach you about IRAs,
0:58.2	borrow-in-case, annuities, social security, pension plans, and estate planning in a fun and enjoyable show.
1:05.4	Whether you are listening live in Colorado or streaming from their website or iTunes podcast,
1:10.7	Jim and Chris want you to know that
1:12.4	they're available to help you plan for your retirement. Just visit their website at JimHelps.com.
1:18.5	That's Jim H-E-L-P-S dot com and click the Meet the Team button on the homepage. Now here's Jim
1:25.7	and Chris with today's show.
1:34.0	Well, hello and welcome to the Retirement and IRA show, EDU edition for this week.
1:43.0	On today's show, we're going to chat Jim and I about an article that was forwarded to us by a listener.
1:47.4	This was forwarded to us as a result of a recent podcast we did where we critiqued is probably the right word, but complained a bit about
1:53.6	the safe withdrawal rate approach to retirement planning and pointed out some of what we
2:00.3	believe to be some rather common sense
2:02.7	or obvious weaknesses there. Not that it's not appropriate for anyone. There's some people that
2:09.2	perfectly successfully retire and happily use a safe withdrawal rate style of approach to retirement.
	...

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