A MFTROU Update, Cognitive Offloading Versus Cognitive Surrender, and Live Portfolio Cohorts
Money For the Rest of Us
J. David Stein
4.5 • 1.4K Ratings
🗓️ 1 April 2026
⏱️ 7 minutes
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Summary
In this mini episode, I share some examples of how I am using Claude Cowork and other tools to boost my productivity and build investment portfolio analysis tools. I also share more details on the live portfolio cohorts we will be holding next month.
You can learn more about our live portfolio cohorts here.
Show Notes
I Saw Something New in San Francisco - Ezra Klein - New York Times
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Transcript
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| 0:00.0 | Hi, this is David. We don't have a regular podcast episode this week as I take some time off, |
| 0:04.9 | and I'm also working on my next book, and preparing for the live portfolio cohorts will be hosting next month. |
| 0:10.8 | I recently shared my thoughts on the podcast and in our Insiders Guide newsletter about how AI is affecting me and our business. |
| 0:20.0 | For example, in the past year, the number of newly published |
| 0:22.8 | books increased by 33%, most of which were self-published, with heavy assistance from AI. At least that's |
| 0:29.6 | what I presume. That compares to a 2% decline in the number of books published in 2024. Another statistic, the number of new iOS apps is up 24% in the past year compared to 6% increase |
| 0:44.4 | in the year prior. |
| 0:46.2 | The reality is we are drowning in new content, video short, social media, and even longer |
| 0:53.0 | content, such as self-published books. |
| 0:56.8 | Now, given that volume, I want to be more selective in what I release. |
| 1:00.9 | I'm focused on depth and meaning not quantity, and that's why we're doing fewer podcast |
| 1:06.1 | episodes this year and I'm doing more longer form content. |
| 1:10.2 | Most of us are using AI either regularly or we're |
| 1:14.0 | experimenting with it. We're navigating brand new terrain. And one of those boundaries we're trying to |
| 1:19.9 | decide on is to what extent do we cognitively offload to AI or surrender to it. |
| 1:30.2 | Ezra Klein recently wrote about this in the New York Times. |
| 1:35.0 | Many individuals, and he found as he went to San Francisco, they're sharing everything they can about themselves with AI so that the tools becomes more effective in helping them, |
| 1:41.0 | being like them, even acting for them in many cases. And they also, he mentioned, |
| 1:46.2 | they're doing it to sort of kind of train the next generation of AI. I would consider it oversharing. |
| 1:51.8 | I'm way more selective in what I share with AI. But I have been using it a lot, especially this |
| 1:58.1 | week in preparing for these live portfolio cohorts. |
| 2:01.6 | Here's some examples. |
... |
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