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Julian is up next in New York City.

Julian, how can we help?

Hi, thank you for taking my call.

You got.

My question right now, I am around 20 years old.

I am 20 years old in college, and I'm currently making around $20,000 to $25,000 a month.

And my boss wanted to give me a pretty big bonus for basically hitting a pretty big

benchmark in sales around $1.5 million.

And he wanted to give me a $50,000 bonus to put towards any gift.

He didn't just want to give it to me cash.

And he wanted to essentially help me buy a new car.

And I'm 20. I'm in college. And realistically, financially, it wouldn't make a really big

dent for me to put an extra, you know, 10 to 20 into a car and potentially get like a $60,000 to

$70,000 car. And I was wondering, if it wasn't, you know, a stupid financial decision, do you think that

would be potentially a good decision for me to make, you know, given that I'm, I'm 20, and it

wouldn't hurt me financially. You have no debt or any debt at all? No debt, nothing. No debt. No

debt. No debt. $200,000 in savings. And you're making $25,000 to $25,000 a month. Correct. And he's going to put, he's going to give you $50 towards a car.

And so if you buy a $50,000 car, you don't pay a nickel.

If you buy a $70,000 car, you pay $20, and you've already got $200 plus in the bank.

Am I hearing all this right?

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