Reality Radio for a really great future.

We're talking real money.

I must admit, I was a smidge worried going into this week that we would not have enough questions for a decent length show. But we got them. Thank you. You sent some

questions in at talking realmoney.com and you bravely chose to speak them with your voice. Thank you so

much because I like them better that way. It makes the show more fun. Hello everybody. I'm

Don McDonald. This is the Friday Q&A edition of the Talking

Real Money podcast, and this is where I answer questions, thus the name. You send them in at

talking realmoney.com, well, you speak them in on the contact form there, and then I'm trying to

answer them right here. You can also ask questions with your fingers and type them.

Same spot.

Or, or, this is kind of cool.

On a Saturday, you've got a really great opportunity to just have a conversation with us,

an actual give and take, by calling between 3 and 5 Eastern this number,

855-935-talk, 855-935-825-8-5-935-825-5. So, without, as they say, further ado,

let's do the first question of the day. Hello, gentlemen. I called into the show a few weeks ago and was disconnected due to my spotty sell coverage.

The question was regarding creating a taxable brokerage account for my wife and me.

Even though I couldn't finish the question, yours and Tom's answers were very enlightening.

My follow-up question would be then, when would be an appropriate time to open a taxable brokerage and fund it with equities.

My idea is 80-20 AVGE-S-G-O-V.

This is a long-term savings account, and the rule is to not touch this money unless the

six-month emergency fund is depleted, which is hopefully never.

I feel like I'm losing money to inflation when it's not invested in equities.

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