Roth conversions can be powerful. They can lead to millions of more dollars in your ending balance

of what you've worked so hard for, but sometimes they're not necessary at all. And I'll see a lot of

people want to do a Roth conversion because it sounds cool, it's different, maybe their neighbor

hasn't done it. They love tax arbitrage where you're kind of making the most of your tax

situation today versus retirement. And the reality is,

I find way too many people execute conversions incorrectly. This is going to be a beginner's guide

to Roth conversion. So I'm not going to go into great detail on Irma surcharges and tax brackets

changing. Today is just how Roth conversions work, keeping it plain and simple,

nice and easy. And so if you're considering a conversion, I would recommend listening to this.

And if you want my deeper episodes where I go into tons of detail, just look up RRI Roth conversions

on YouTube or searching the podcast app and you will see it will come up unless I am shadow

banned for some reason, which I don't think

is the case. So with that being said, thank you as always for tuning in to this podcast. All of my

episodes are also posted on YouTube. The timing will vary based off when my amazing editors

have a chance to get to it. But I want to make sure all of you continue to get this content

as you want it. So it's always going to still go to the podcast apps.

It's always going to go to YouTube.

And thank you for allowing me to do this because I love it.

I am Ari, the host of this podcast, early retirement, chief growth officer at Root and a certified financial planner.

I often say, how many people would you never let touch your body that are doctors? Probably a lot of

them. Not because they're bad, but maybe they're just not a great fit for you. Now, some of them are bad.

In the industry I work in, the financial industry, I took a CFP course to get certified, of course,

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