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The Martin Lewis Podcast

A beginner’s guide to investing… who should, how much & where to do it

The Martin Lewis Podcast

BBC

Business

4.2789 Ratings

🗓️ 17 July 2025

⏱️ 68 minutes

🧾️ Download transcript

Summary

Martin Lewis on Saving v Investing: which is right for you and how to do it…

In this special podcast Martin is joined by two professional investment advisers to talk about:

- What is going to happen to the ISA limit. - Whether you should be saving, investing or doing a combination of the two. - A beginners guide to investing and where you should put your money for the long term. - What type of investment firm you should be looking at. - Martin also gives an explanation of Bitcoin and what could happen if you want to invest in it.

Get in touch with the podcast by emailing [email protected]

Transcript

Click on a timestamp to play from that location

0:00.0

BBC Sounds, Music, Radio Podcasts.

0:04.8

Hello, I'm Martin Lewis, and this is the cunningly named The Martin Lewis Podcast.

0:09.3

I do wonder what that's going to be about.

0:11.4

Now, usually, much of it comes from my BBC Radio 5 live show.

0:15.2

But this week, with the Open Golf on, it's podcast only just for you.

0:19.4

So I wanted to do something special. We're talking about a subject I don't

0:24.0

normally talk about today, investing. And I'm going to be joined by two professional investment

0:29.9

advisors that I can put your questions to. In today's pod, what's going to happen to the ISO limits?

0:38.6

When should you save and when should you invest?

0:41.3

Or perhaps, you should do both.

0:43.8

We've got a beginner's guide to investing

0:45.8

and where to put your money for the long term.

0:48.5

What type of investment firms should you be looking at?

0:51.5

And yes, Bitcoin gets a mention too. Let's get on with it. I'm excited.

0:57.0

Play the theme tune.

1:01.0

I got meals. I got a bit of chat.

1:12.0

I got to feed.

1:15.9

So I'm going to make sure everybody is.

1:17.4

Okay.

1:23.6

Now, normally when I'm with Adrian, we tend to start the podcast with a little bit of chit-chat about what's happened during the week.

1:29.8

Now, the big thing that happened to me is I went for my first contact lens lesson. It's taken me a while to embrace the fact that since the age of 45, I needed glasses for reading.

1:35.0

And I thought, all right, I'm going to go and try contact lenses, absolutely petrified of the

...

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