98. Venture vs. Venture X: Which One We Would Pick If We Could Only Have One
Points Talk with the Travel Mom Squad
Alex, Pam and Jess
4.9 • 734 Ratings
🗓️ 15 October 2024
⏱️ 28 minutes
🧾️ Download transcript
Summary
Welcome back, travelers! Today, we’re tackling a common question we get—choosing between the Capital One Venture and Venture X cards.
Both are powerhouses when it comes to earning travel rewards, but if you could only have one, which would it be? Alex, Pam, and Jess dive deep into the pros and cons of each card, sharing their personal takes on which one they’d pick and why.
The Basics: What Do These Cards Offer?
Before we make any decisions, let’s look at what these two cards bring to the table. With the Capital One Venture card, you'll earn unlimited 2X miles on every purchase, with no categories to track. Plus, it comes with a lower annual fee than its premium counterpart.
On the other hand, the Venture X card is Capital One’s premium travel card, offering more perks for frequent travelers. You still get unlimited 2X miles, but add in access to airport lounges and a hefty travel credit, and you’ve got a card designed for those looking to elevate their travel experience.
Which Card Fits Your Lifestyle?
Alex and Jess compare the cards side by side, highlighting which types of travelers might benefit the most from each. For those who travel occasionally and want to avoid high fees, the Venture card is a no-brainer. It offers flexibility and ease, with enough earning potential to rack up miles for annual getaways.
But for frequent travelers or anyone who loves luxury perks, Venture X is hard to beat. The lounge access alone can make the card’s higher annual fee worth it, especially if you travel multiple times a year. The additional bonus earning categories on travel also mean you’ll build up your miles faster, making it easier to fund those bigger trips.
Ready to Choose Your Card?
Whether you’re just starting your award travel journey or you’re a seasoned pro, choosing between the Venture and Venture X cards depends on your travel style and how much you value luxury perks. Hit play now to hear Travel Mom Squad's full breakdown, and start planning your next adventure using Capital One miles!
Links:
Links for This Episode:
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Capital One Venture: https://travelmomsquad.com/capital-one-venture-rewards-credit-card
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Capital One Venture X: https://travelmomsquad.com/capital-one-venture-x-rewards-credit-card
Links For All Things Travel Mom Squad: stan.store/travelmomsquad
Episode Minute-By-Minute Recap:
- 0:00 - Introduction: Kicking off the comparison between the Capital One Venture and Venture X cards.
- 2:00 - Alex breaks down the simplicity of the Venture card and why it’s great for beginners or those looking for low fees.
- 5:00 - Jess dives into the perks of Venture X, from lounge access to higher earning categories on travel-related expenses.
- 10:00 - Side-by-side comparison: Which card is better for different types of travelers?
- 15:00 - Alex, Pam, and Jess each share which card they’d choose if they could only have one and why.
- 20:00 - Final thoughts: Encouraging listeners to assess their travel habits and goals to make the best card choice for their lifestyle.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Capital One Venture and Capital One Venture X. |
| 0:03.1 | Two cards with very similar names, but very different benefits. |
| 0:07.4 | Listen in as we take a deep dive into both and help you decide which one makes the most sense for your situation. |
| 0:14.2 | Welcome to Points Talk with the Travel Mom Squad. |
| 0:17.1 | We are three moms who've discovered how to leverage credit card welcome offers to get hundreds of thousands of dollars of travel expenses for nearly free. |
| 0:25.6 | We've used credit card points of miles to take vacations to places like Hawaii, Paris, Greece, Maldives, Japan, and so much more. |
| 0:33.5 | And the best part? We each still have 800 plus credit scores. |
| 0:39.0 | Imagine being able to take the vacation of your dreams for nearly free. It's totally possible and we're here to show you how. |
| 0:44.5 | Hey, I'm Alex. And I'm Pam, Alex's mom. And I'm Jeff's. Let's talk points. Capital One Venture |
| 0:51.6 | miles are some of the easiest miles to redeem whether you want to transfer |
| 0:56.4 | them out to hotel and airline transfer partners or use them to erase travel purchases that you |
| 1:03.6 | normally can't cover with points and miles. |
| 1:06.3 | They're useful for just about everyone. |
| 1:09.4 | So first, let's get into the details of each of these cards. It's |
| 1:14.7 | another showdown on Points Talk, and this time it is the Capital One Venture versus the Capital |
| 1:22.6 | One Venture X. So, Pan, why don't you tell us a little bit more about these cards? Well, so first of all, |
| 1:30.1 | you can have both the venture card and you can have the Venture X card. You can have both of them. |
| 1:35.9 | You just have to make sure that you've waited at least six months between applications |
| 1:39.9 | as you can only open one or apply for one capital one card every six months. |
| 1:46.0 | I do want to say a little caveat in here is that I wouldn't say they're the sometimes |
| 1:54.7 | the easiest cards to be approved for. |
| 1:58.2 | I'd say that the bank is just a little bit. I always call them quirky. It's like it |
... |
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