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Optimal Finance Daily - Financial Independence and Money Advice

971: Lower Your Holiday Spending, Stay on Budget, And Prevent Debt by Michelle Schroeder-Gardner of MakingSenseOfCents

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Self-improvement, Education, Business

4.51.3K Ratings

🗓️ 6 November 2019

⏱️ 8 minutes

🧾️ Download transcript

Summary

Michelle Schroeder-Gardner of Making Sense of Cents shares her thoughts on lowering your holiday spending, stay on budget and prevent debt.   Episode 971: Lower Your Holiday Spending, Stay on Budget, And Prevent Debt by Michelle Schroeder-Gardner of MakingSenseOfCents  Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.  The original post is located here: https://www.makingsenseofcents.com/2015/11/holiday-spending-budget-debt.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This episode is brought to you by Delive a Rule, because anything goes this Christmas.

0:06.0

Yes, even sprouts on a pizza or gravy on sushi.

0:10.0

The rules are, there are no rules. Have a Cantonese on Christmas Eve or a

0:15.2

Balty on Boxing Day and when you're so over the leftovers bring on the ramen

0:20.2

From big brands to local favorites this Christmas. It's all on your doorstep with

0:25.0

deliver room. Geographical restrictions, Ties and C, service and delivery fees apply.

0:29.2

Make match days easy with Google Pay. Journey across town, tap in and save time.

0:36.0

PubGon Cashless, just tap and save stress.

0:39.0

Fast, safe, simple. Match days made easy with Google Pay.

0:43.7

Add a card to Google Wallet.

0:45.4

This is optimal finance daily episode 971.

0:49.6

Lower your holiday spending, stay on budget and and prevent debt by Michelle Schroeder Gardner of

0:54.9

Making Sense of Sense.com.

0:57.4

And I am Dan, I'm your host and narrator bringing you some of the best blogs on personal

1:01.2

finance in audio form each and every day.

1:04.0

Now let's get right to our post as we start optimizing your life.

1:08.0

Lower your holiday spending, stay on budget, and prevent debt, by Michelle Schroeder

1:16.6

Gardner of Making Sense of Sense.com.

1:20.7

If you're anything like me, then you probably love the holidays, I enjoy the decorations, the food, the people, and everything that goes along with it.

1:28.0

However, I know not to get ahead of myself even though I love the winter holidays an incredible amount. Holiday spending

1:34.7

can quickly get out of hand and it's quite easy to destroy a holiday budget.

1:38.8

According to the National Retail Federation, the average family in the U.S. spent $730 on the winter holidays in 2013, and it

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