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Financial Feminist

96. How to Use Your Credit Cards to Travel for Free

Financial Feminist

Her First $100K

Self-improvement, Education, How To, Business

4.76.2K Ratings

🗓️ 22 June 2023

⏱️ 19 minutes

🧾️ Download transcript

Summary

If you’ve ever watched a TikTok video where someone showed off their lavish lay-down business class suite they got “with points” and wondered, HOW?! This episode is for you! Today, Tori breaks down beginner-friendly tips for how to use your credit cards to get deals on flights, hotels, and more. This episode is for anyone who wants to better understand how to choose the best credit card and utilize points, whether you’re a seasoned multi-trip traveler or a casual vacationer looking to get a better deal. Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/start-here-financial-feminist-podcast Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

[♪ OUTRO MUSIC PLAYING [♪

0:13.9

Hello, financial feminist. Welcome back to the show. Your girl got COVID. I am recording this with a sore throat and a stuffed up nose.

0:24.9

I feel the same way I did last year when I got COVID. I almost got it at the same time. It was like end of June last year and we're recording this in early June and your girl got the vid.

0:38.6

I am thankful for vaccines, get fucking vaccinated and I'm going to stay in my house. And what's crazy to me is that CDC, I googled what I'm supposed to do now because you know it's been a while.

0:50.3

I wasn't sure what the guidelines were. They told me that after day five of symptoms, I could go out into my normal life. And I was like, that seems too soon.

1:01.3

Because technically I'm on day five right now and I feel contagious as fuck. So I am planning on staying home for a couple more days and surviving off of canned goods and frozen stuff from Trader Joe's.

1:14.3

And I'm excited to see what kind of meals I end up inventing with my limited amount of groceries. But I'm so excited to see you.

1:24.3

Today we kind of have a sexy episode that has a sexy title and a not so sexy execution. Which is the fact that I am traveling to Europe the summer.

1:34.3

And I am flying for the first time in business class lie down flat seats. You know that I travel a lot, but you might not know that I don't sleep on planes.

1:47.3

I am a terrible terrible sleeper on planes. I can sleep in a car just fine, but I cannot sleep on a plane unless I have like not slept for a day.

1:58.3

So when I flew to Australia with Christine last year, I think I got on a 14 hour flight about two or maybe three hours of sleep and it wasn't good sleep.

2:08.3

I also just have a body that's broken. I am in chronic pain. So I have to get up and walk around a lot, which is not conducive to say for a very long time and trying to sleep.

2:20.3

So I am so stoked to be flying nonstop from Seattle to Paris in July, which is peak season business class. Here's the catch.

2:32.3

I did not pay for business class a just business class seat for myself would have been $14,000. However, I am getting it for just the taxes and fees, which is about five to $700 a person.

2:49.3

I am flying business class to Europe, lie down flat seats, meals, alcohol, little I masks that they give you entirely on credit card points last year.

3:02.3

Friend Moon, who to K 22 with Christine, I flew to Australia economy, but still Australia, which is normally Seattle Australia is like a $2,000 flight on miles and credit card points again, you can do this, you can do this listening, you can fly, you can get free shit using your credit card points.

3:22.3

First, a couple common misconceptions, because you just heard that and you're like, but I don't travel a lot or like I, Tori, I don't, I don't go on world speaking tours. And I'm like, I totally get it.

3:32.3

So first, one of the myths is you have to be a big traveler in order to take advantage of points, not true, not true. You can like plan a big trip for like once a year or even once every other year, whether that's international or domestic and you can use points.

3:48.3

And if you use a credit card strategically, you don't have to be this like traveler that's going all of the time. You also don't have to use a fancy travel rewards credit card to get free travel.

4:02.3

Now that's great. If you do have a travel rewards credit card, we've talked about the benefits of these in the past. We also have the ones we recommend linked down below. Travel rewards cards, think of the ones that are like metal, like an amx platinum or a chase sapphire reserve.

4:18.3

These are travel rewards cards where they give you not just points, right, but they're giving you like free TSA pre check and lounge access and you know, maybe double or triple points on travel related expenses travel credit.

4:32.3

You can redeem points for travel through just a general credit card that gives you points. It doesn't have to be a fancy travel rewards credit card. If again, you're not somebody who travels all the time and won't get the benefits of that.

...

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