96 - First Time Home Buyer Terms and Definitions from A-Z – "C"
How to Buy a Home: The #1 First Time Home Buyer Podcast
David Sidoni
4.8 • 891 Ratings
🗓️ 16 May 2022
⏱️ 28 minutes
🧾️ Download transcript
Summary
We've already done homebuyer terms and definitions for A to B. Now, let's get down to the C terms. Everybody knows that buying a home can be confusing and daunting. Then things even get worse once everyone starts using real estate jargon and expects you, the first-time homebuyer, to keep up. Join David Sidoni on the second episode covering real estate terms language, and definitions from A-Z, covering the letter 'C', and arm yourself with ample knowledge that will help you buy your first home.
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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
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Transcript
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| 0:00.0 | Well, if you're listening to this, you've listened to the first two episodes of the first time homebuyer terms and definitions from A to Z. |
| 0:07.5 | And those two episodes were so riveting that you've been salivating, watching your phone, waiting for this episode to drop. |
| 0:14.8 | Or you're some kind of maniac who just jumped straight to the C episode. |
| 0:19.3 | Glad to have you both here. |
| 0:21.0 | Today is C. |
| 0:22.8 | So let's go. |
| 0:43.4 | What is up? How to Buy a homies? It is a glorious day as we are ready to go through the C terms and definitions for buying a house. Now, I just realized you might be a regular listener |
| 0:48.9 | who's been planning on buying a home for years. And now it's years in the future and you had |
| 0:53.5 | a question about something in your |
| 0:54.8 | home buying journey that started with the letter C so you could be listening way way in the future |
| 0:59.9 | and jumping back so I have a quick question for you how do I look in the future because seriously |
| 1:04.1 | I got to lose like 20 or 30 pounds my gut is hurting my influencer image as the sexiest first time |
| 1:10.6 | home buyer guru so hopefully in the future I fixed it we'll My gut is hurting my influencer image as the sexiest first-time homebuyer guru. |
| 1:12.3 | So, hopefully in the future, I fixed it. |
| 1:14.8 | We'll see. |
| 1:16.1 | All right, straight to what you came for. |
| 1:17.7 | Let's go to the C words, a whole list of them. |
| 1:21.0 | We're going to start with cap. |
| 1:22.3 | Cap, it's not just something you wear on your head from the 1920s. |
| 1:26.2 | It's an adjustable rate mortgage, also known |
| 1:28.7 | as an arm. We've talked about that. And the cap is the limit on the amount that the interest rate |
| 1:35.0 | or the mortgage payments can increase or decrease. Our next C word is capacity. Yep. |
... |
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