When most people think of USDA loans, they tend to think of farmland or some very, very rural house in the middle of nowhere. While this can be the case for many USDA loans, it isn’t the standard for all of them. As today’s guest Holly Barrett describes, USDA-applicable properties can be outside city centers and just a bit rural. Not only that, these loans provide homeowners with the chance to get a 0% down loan! This is exactly what Holly did with her first home, later turning it into a rental and finally selling it to make room for some higher cash-flowing properties. She’s also used SBA loans to purchase a commercial property, which has helped her lower the upfront costs needed for acquisition. Now, Holly has properties close to Chattanooga, centered around a “cool area” as she likes to call it. She’s making her transition from long-term rentals to short-term rentals and is excited to see what her new profit margins are like once her properties go live on Airbnb. In This Episode We Cover Using USDA maps to see whether or not a potential home is eligible for a 0% down loan Live in flips and using them to get tax-free flipping gains When you should use a 1031 exchange intermediary Switching from long-term rentals to short-term rentals Funding a commercial property acquisition with SBA loans What investors should look for in an agent and the top questions to ask And So Much More! Links from the Show Real Estate Rookie Youtube Channel Ashley's Instagram Tony's Instagram Real Estate Rookie Facebook Group MLS USDA Maps USDA BiggerPockets Podcast BiggerPockets Real Estate Rookie Podcast BiggerPockets Calculator Airdna Vrbo Airbnb Zillow Loopnet America's SBDC SBA Loan Realtor Rookie Podcast 81: David Greene on Where Rookies Go Wrong When Looking for an Agent Relay Clubhouse The US Chamber of Commerce Check the full show notes here: https://www.biggerpockets.com/rookie95 Learn more about your ad choices. Visit megaphone.fm/adchoices