This is Invest Talk, independent thinking, shared success.

Justin Klein and Steve Peasley stand ready to take your finance and investment questions

and share their unbiased answers.

Invest Talk is made possible by KPP Financial, a registered investment advisor firm

serving clients throughout the United States.

The clarity for your path forward starts now.

Here is KPP Chief Executive Officer, Financial Advisor Justin Klein.

Good afternoon fellow investors and welcome back to Invest Talk.

This is our Tuesday September 26, 2023 edition.

And I'm Justin Klein and I'm here as always to help guide you

to make better decisions with your money, not just on the investment side,

but on the savings and the spending side as well.

I know we talk about Invest Talk, but it's a multi-stage process.

You can't do one thing right and expect to achieve your own version of financial freedom

which we talk about on this show all the time.

It's about actionable steps that put more money into your bank account,

into your savings accounts, to your retirement accounts, etc. on a consistent basis.

And the most important is you, is your savings habits.

And then we can also help with the investment side as well.

And that's what we do here is answer your questions, give you useful data and unbiased perspective

so that you can make an informed decision, a balanced decision,

one that looks at both sides of the decision-making tree,

...