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We're going to get a little bit more of an ancestry, and coming up later, we already have behavioral

rates for auto insurance becoming more and more common across the United States.

Now other services are coming with rates that change based on you after you buy the product,

and I'm going to fill you out on how that plays and where it might actually potentially

save you money.

Speaking of money, we are now closing in on the full Christmas shopping season.

I know, I know you haven't even bought your Halloween costumes yet, and here I am for the

third time talking about Christmas.

I want to address something that has been so much in the news and is so little understood,

and that is the moves by the president to impose tariffs on other countries and especially

on China.

There have been headlines that have been very confusing what this is going to mean to

your wallet.

I want to lay this out for you so you know that for this Christmas, regardless of how

things play out with us and the Chinese, this Christmas for you and me is fine.

...