Hey there! Here's some important news from Network Rail,

if you're planning to catch a train over the May Bank holiday weekends.

From the 28th of April to the 1st of May, and from the 27th to the 29th of May,

Network Rail will be working to upgrade and improve the railway for us all.

And while most of the network will stay open,

some train services will be affected.

So, be in the know before you go.

Please check before you travel at nationalrail.co.uk forward slash May.

So glad you're with us here on the Clark Power Show where it's about you learning ways to keep

more of what you have. So, one note, Clark, has talked for years about why it makes sense for people

approaching retirement age to delay as long as they possibly can taking social security.

And in large numbers, people take social security at age 62 thinking,

hey, I got to get the money while I can. Don't know how long I'm going to live.

Blah, blah, blah, blah. And what happens is that you have then set yourself up to have a smaller

social security payment for the rest of your life, which is fine if you don't live as long as you

might like, but gets ugly if you live longer than you would expect.

Because what you get up front is a much smaller monthly payment when you take it at 62 or 63,

whatever. And then the rest of the way, all your adjustments happen off that much lower base.

And that's what I've talked about through the years. And there've been people have been very

unhappy with me, obviously, because almost nobody waits till the last possible date,

which is age 70. But right now, with what's going on with interest rates in the economy,

waiting to take social security is the most brilliant idea it's ever been. Unless you know you're

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