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It's my pleasure to welcome you here to a special edition of the Clark Howard Show.

Our show dedicated to helping you keep more of what you have in our website,

clark.com and cart deals.com.

I did a Facebook Live last night and it was really, really a great event.

I wanted to share content with you from it right now.

The reason I wanted to do this, Clark Howard Live, is we are in a most unusual time in America.

I've been answering your questions about your wallet now for over 33 years.

In those 33 years, 2020 stands out as probably the most unusual year.

There have been other things.

We had the unbelievable circumstances of the terrorist attacks in September of 2001.

That shook our nation to its foundation.

We've had wars, we've had recessions, we've had great economies,

stock market bus, real estate bus, things going great.

I can't think of any year that is anything like this year,

where public health pandemic, the type last seen in the world 102 years ago,

has invaded our lives, disrupted the economy, caused a lot of economic dislocation.

The United States alone, 50 million, 50 million approximately of our fellow Americans,

...