Welcome to part three of How to Financially Prepare to Buy a Home. Today we're going to get into a whole list of tips for you. Let's go. How to Buy a Home educates, protects, and connects first-time home buyers to qualify bedded realtors in their area. Whether you're looking for DIY information or step-by-step guidance, How to Buy a Home is the number one resource for first-time home buyers.

What's happened to How to Buy a Home?

He's David Sidoni here to offer guidance, coaching, and practical tips for your financial planning for buying a home.

We're going to jump right in.

Step four.

This is a big one.

It's checking your credit score.

I can't emphasize this one enough. It's a biggie,

and it's a biggie to do quickly. I don't care if you are a 400 or an 835 credit score.

When you're buying a home, there's a lot you need to understand about how your credit score works.

And if you're buying with a partner, real important you understand all this stuff way early as well. It can affect your buying power, the fees that you pay. We're talking

like tens of thousands of dollars of money that could be affected just by that one stupid three-digit

score. So yet again, I'm going to give you the example. If my sister in Missouri called me and told me she wanted to buy a home in a year and she asked me for advice on how to do it, she'd probably be expecting me to tell her all that I know about picking a realtor and a lender and shopping for homes and looking at inspections. But the thing that I would tell her to do is, first, I would tell her to listen to the ultimate 10 steps that I've been spending my entire life creating. I mean, come on, it's just the number one trusted first-time homebuyer step-by-step system and instructions. And, you know, I don't know the entire country. Really glad you're keeping up with me. So I tell her it's episode 400. Then I would tell her to do this today, today in this order. Number one, start

saving automated now, saving up for a down payment and also saving for an emergency reserve fund.

And then number two, I would tell her to go check out an app, something that you can use to help

you with your budgeting, or just ask dad, he'll sit you down.

They'll probably take him, I don't know, 17 and 18 hours to show you how to use a spreadsheet because

God, he loves that. And then I would tell her number three, do everything listed in step three

of the 10 steps about your credit score. That's from episode 403. Do everything. And of course,

you'd probably be mad at me because you'd want to be talking about the fun stuff, looking at houses

and what should she look for, what kind of home should she buy? But when it comes to financially

preparing to buy your first home, this tip on your credit score, that's the one that you should

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