I hate talking a little money. I fucking hate it. I can't stand talking a little money.

Because all it brings up for me is I'm going to be by myself. I'm going to be gone.

I don't feel like I'm at the point that I can control what's going on with the spend.

So I know it's such a hot, hard, button issue. So for me, it's easier to...

Here's the card. It's no longer an issue. Done.

I feel like a parent when you take, you know, way of kids, iPad or something and locking it up.

I would much prefer to just have open communication and be able to each have our own card and monitor it.

Kirsten, what are you going to stop worrying about money?

Never.

Meet Kirsten and John. They're both 34. They have two young children.

I think you're going to find their story interesting. Kirsten is an engineer.

And as you will hear, she is very analytical with numbers.

John, on the other hand, admits that he has bad habits with money.

He overspends. He avoids talking about money.

He even gives up his credit card occasionally because he admits he cannot control himself.

Now, some really interesting things happen in today's conversation.

I want you to keep listening for the children's role in this conversation.

And of course, you can actually watch this couple and see these fascinating quirks of body language

by finding this episode on YouTube. Just search for Rameet Satie and subscribe to my feed.

Let's get started. I am Rameet Satie and this is the I will teach you to be rich podcast.

Okay, let's rewind to three months ago. Tell me exactly what happened.

Well, John was there. I can't remember how I found out that you had a balance on your credit card.

...