77. “We have $6.3 million. Why can’t we take a vacation?”

Money For Couples

Ramit Sethi

Relationships, Society & Culture, Investing, Business

4.6 • 3.1K Ratings

🗓️ 10 January 2023

⏱️ 98 minutes

🔗️ Recording | iTunes | RSS

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Summary

Tommy is 60 and he’s run his own business for more than 30 years. He loves his work and doesn’t plan to stop. Caroline, his wife, is 56 and is retiring from a stressful job in a few months. Together, they’ve amassed over $6M. She’s ready to spend it but Tommy can’t stop saving and investing. Links mentioned in this episode Get Money Coaching with Ramit Download the Conscious Spending Plan Join Earnable Connect with Ramit Get Money Coaching with Ramit Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Transcript

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0:00.0	Every time he'd sit there and say,
0:04.0	God, I wish I'd win the lottery.
0:06.0	And I'm like, well, we can't have.
0:08.0	And we still don't, we still wish we could win the lottery.
0:12.0	Each month, I'm putting money away.
0:14.0	That's how my mind works.
0:15.0	It's like, that's how you get, that's how you get by shit.
0:19.0	Yet I realize there are times that I do feel like I control things too much.
0:25.0	And that's probably a huge downfall for me.
0:29.0	It's stupid. She's not doing anything wrong.
0:32.0	But this is how I react to myself.
0:35.0	I get worked up over stupid-ass stuff.
0:38.0	And do you want that relationship the way it is now?
0:41.0	Or do you want to change it?
0:43.0	I want to change it, but I worry.
0:46.0	I worry that if I'm not in control then...
0:48.0	Well, I didn't ask about the black.
0:51.0	I just asked if you want to change it.
0:54.0	Yeah, a little bit.
0:56.0	And that's probably my biggest fear about retiring
0:59.0	is that I'm not going to have my own money anymore.
1:02.0	We're not going to spend any money now
	...

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