Welcome to the Jill on Money Show. It's Wednesday, October 1st, and we are here trying to help you make really smart financial decisions. Now, just a couple of notes. It is incumbent on me to say that this program relies on you and what is going on

in your life. So sometimes I'll get follow-up emails or someone has told me they've listened to

the show and they ask me how this advice that I gave to one person applies to them. So it doesn't

always exactly apply to you. Everyone's situation is a little bit different,

right? And so there are times where we'll talk about you should be using a Roth IRA, but other

times we say maybe not. And so if you would like advice or at least guidance that is more attuned

to what's going on in your life, get in touch with us.

Go to jillonmoney.com. That's our website. And in the upper right hand corner, there is a contact us

button. Click that button, right? Click that button. Write us a note. If you want to join us live,

which we always prefer, check the box. Mark will do everything else.

While you are on the website, sign up for the free weekly newsletter.

Comes out every Friday. Mark does a great job. He puts together all this good stuff that maybe you may not have seen throughout the week.

So check that out. And you can also see all the other free content that lives there.

We've got another podcast called Money Watch.

There's a blog section.

There's a radio show.

There are videos.

There's resources so much.

So check it out, JillonMoney.com.

Okay, today we are chatting with Mimi, who joins us from Southern California.

Hi, Mimi. What's going on? How are you?

Hi, Jill. Mark. I'm great. Thank you. Tell us what's happening. Okay. So I find myself at age 70 still working full time.

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