5 • 629 Ratings
🗓️ 15 September 2022
⏱️ 50 minutes
🧾️ Download transcript
The fact that there is a need for student loan forgiveness really paints a picture of just how complicated education funding has become.
So how did we get to this point, and why is the already huge cost of attending college continuing to increase?
To answer this, I interviewed my dad, Ken Clarke, who spent more than 35 years working as a financial aid professional. When he retired, he was the dean of financial aid for all Maricopa County community colleges in Arizona, and he had helped thousands of students navigate the financial aid process throughout his career.
In this episode, my dad talks more about the ins and outs of student loans, including:
This is actually the second half of the conversation I had with my dad about student loans. If you missed the first part, head over to listen to Season 7, Episode 3: “Real Talk: You Should Support Student Loan Forgiveness,” where we tackle four of the most common arguments against student loan forgiveness.
6 Characteristics of a Positive Community
Anti-racism is a vital part of EVERY community. It’s not something we should silo away from the other communities we are a part of, whether that’s your neighborhood, church, PTA, craft circle, fitness group, etc. We should just focus on building healthy communities — where we strive for fairness, communicate when there’s friction, embrace freedom of expression and celebrate traditions together.
And First Name Basis is here to help you do it! Visit firstnamebasis.org/positivecommunity to get your FREE printable of the 6 characteristics of a positive community, adapted for the podcast from Dr. Nicole Celestine’s work.
Ally Elementary and Ally Elementary Jr.
We are opening the doors to both Ally Elementary and Ally Elementary Jr. on Sept. 20!
Parents have been asking for a practical, interactive way to implement the anti-racist strategies that I lay out in the First Name Basis Podcast, so I created Ally Elementary and Ally Elementary Jr.
Ally Elementary is geared toward third-eighth graders, while Ally Elementary Jr. is for the smaller allies in our lives who are in preschool-second grade.
During these programs, parents will work together with their children to create a culture of anti-racism in their home. We will use hands-on activities to teach our children about everything from the untold story of how race was created to how they can disrupt racism in their everyday lives to how they can learn more about their individual identity and culture. I am so excited to watch the families in our community make a meaningful transformation and improve their communities through anti-racist action.
Click here to join the waitlist for Ally Elementary (for third-eighth graders)
Click here to join the waitlist for Ally Elementary Jr. (for preschool-second graders)
Articles, Studies, & Podcasts Referenced in the Episode
First Name Basis Podcast: Season 7, Episode 3: “Real Talk: You Should Support Student Loan Forgiveness” with Ken Clarke
First Name Basis Podcast: Season 2, Episode 5: “A Conversation With My Dad About Black History Month” with Ken Clarke
First Name Basis Podcast: Season 3, Episode 14: “The Untold Story of Fried Chicken” with Ken Clarke
First Name Basis Podcast: Season 4, Episode 10: “The Memory That I Can’t Shake: The Why Behind Ally Elementary”
First Name Basis Podcast: Season 5, Episode 16: “Age Appropriate Anti-Racism”
“Fact Sheet: President Biden Announces Student Loan Relief for Borrowers Who Need It Most,” The White House
Who is My Student Loan Servicer?
Song credit: “Sleeper” by Steve Adams” and “Dive Down” by VYEN
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0:00.0 | You're listening to the First Name Basis podcast, Season 7, Episode 4. Where did student loans come from? |
0:07.7 | And why is college so expensive? Teaching our children to be inclusive and anti-racist starts with us within the sacred walls of our home. |
0:25.9 | First-name basis is designed to empower you with the confidence you need to be a leader in your family and a changemaker in your community. |
0:33.9 | Together, we will wrestle with hard questions and use the answers to create the world we want, |
0:40.0 | a world that reflects our values of inclusion, compassion, and courage. |
0:45.3 | I'm your host, Jasmine Bradshaw, and I am so excited to be on this journey with you. |
0:53.6 | Hello, First Name Basis fam. |
0:55.9 | I am so glad you are here. |
0:58.8 | Welcome to our bonus episode. |
1:01.0 | So this is the second part of my conversation with my dad, Ken Clark. |
1:05.9 | We have been talking about student loans, student loan forgiveness, and all the ins and outs of this program. |
1:12.6 | And I asked my dad to come on the show because he is a financial aid professional. |
1:17.1 | He worked in financial aid for my entire life, well, longer than my entire life. |
1:22.3 | He recently retired after working in financial aid for 35 years. |
1:26.2 | So he really felt like the most perfect person to ask about |
1:30.3 | what in the world is going on with student loans right now. But this episode that you're about to |
1:34.8 | hear is about the history of student loans. So we really dig into where did student loans come |
1:40.2 | from? Like have they always been around or what's going on and what happened in history to |
1:45.9 | make them so expensive and to make them have such high interest rates? And it was really interesting |
1:51.4 | to me to learn about all the different types of loans. But I want to tell you before you listen, |
1:55.9 | that you don't have to remember all of these loans. I hope that you don't feel like it's, you know, |
2:02.6 | a quiz or something like that. Like he goes through each and every one, but that's because he's |
... |
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