I'm so glad you're with us here on the Clark Howard Show where it's all about you and

that wall of the yours.

I want you to learn ideas to me so you can save more and spend less and don't let anyone

ever rip you off.

Coming up in just a few minutes, can't believe it again.

Another school district is in the news in today's Clark Rage.

Making a big fuss about kids who didn't pay for their school lunches.

Wait till you hear the angle of this one and coming up yet later, I've told you in the

past how much Zell Stinks is a payment platform, Z-E-L-L-E.

Well consumer reports has actually done ratings on payment services.

I want to tell you what they've said about payment services that people use like Venmo

and Apple Pay and the rest.

So you know what you need to know to protect your wallet from people who might try to steal

your money from you.

I want to talk right now about a lot of theft that's going on.

That's identity theft in the aftermath over the last couple of years of the largest, most

ugly data breach in the history of the modern era.

And that was the Equifax data breach that hit roughly 150 million American adults, somewhere

close to two and three adults in the United States who had their identities wholesale,

stolen.

So many people's identities stolen that when criminals go to buy things like social

security numbers and all that kind of stuff, that the value of those in the marketplace

...