I'm so glad to welcome you here to the Clark Howard Show where it's all about you and

that wall of the yours.

I want you to learn ideas to me so you can keep more of what you may.

Coming up in just a few minutes, there's a big bait and switch going on in the hotel

business.

I want to tell you the latest on how hotels are trying to rook you.

Coming up yet later, prescription drugs are accounting for more and more of our medical

costs.

There's a new tool coming out to help you find the best deal before you go to the doctor

or after you've left his or her office.

Talk right now about something freaky weird.

You know in Sweden where people virtually never use cash.

By cash, I mean notes like we would have the $1, $5, $10, $20 bill or coins.

In Sweden, it's like not used at all.

It's like less than 1% of all transactions now are done in any form of cash.

Everybody uses either plastic or an electronic form of payment.

Now thousands of people in Sweden, according to the New York Post, have gotten a chip and

planted in them about the size of a grain of rice and they now pay by holding their

hand up.

You can't make this stuff up.

There's a picture in the New York Post of somebody who found it a lot more painful than

they thought it would be getting the chip and planted.

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