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I'm so glad you're with us here on the Clark Howard Show where it's about you learning ways to save more and spend less.

And don't let anyone ever rip you off.

And we got to talk about a big rip off alert that is going to be something that's part of our lives going forward.

And you've got to know this and be prepared for this.

So it got a lot of publicity just because of who was involved.

But the Twitter hack that happened in the last day was so extreme and who was attacked.

A lot of people from show business, the account of Joe Biden, Elon Musk, a ton of well-known and recognized people's accounts were hacked for a single purpose.

And that was to rip people off in cryptocurrencies.

So you got to know that hacking is just so much a part of our lives.

In addition, you may or may not have heard the other hacking story that's gotten much less publicity.

And it's about what the Russians have done in the last week, apparently, engaging in extreme hacking on US government sites and sites in other countries as well.

And so we face the problem that social media was never about truth.

It was never about fact.

Social media is about information.

Information is different than truth or fact.

And so hackers know that people who frequent social media take what they see and believe it.

That's why there are so many hoaxes that are spread on social media.

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