This episode is brought to you by Lloyd's business and commercial banking.

One of the great things about finance is that it may result in you having to pay tax.

And this was a constant grumble in Anglo-Saxon England, which was the most heavily taxed country in the whole of Christendom.

And just when the Anglo-Saxons thought it couldn't get any

worse, they got conquered by King Canute, and Canute imposed a tax rate that was effectively

100%. Yeah, well, that was one very big change, Tom, but another tax change is upon us,

and this is the advent of making tax digital for income tax.

And if you're at all concerned about it, this is where Lloyd's come in, because they're here to help make that change much simpler for you with a useful HMRC-recognized accounting tool that will help you stay in line with all the

making tax digital requirements. And the brilliant thing about this is that it is free for Lloyd's

business account customers. So when it is time to digitise your income tax, you can bank on Lloyd's. Search Lloyd's business accounts to find out more. Oh, history is a journey, and as we continue our journey, we think of those who traveled before us,

and we see and hear again the echoes of our past.

A general falls to his knees in the hard snow of Valley Forge.

A lonely president paces the darkened halls and ponderes his struggle to preserve the union. The men of the Alamo call out encouragement to each other.

A settler pushes west and sings a song, and the song echoes out forever, and fills the

unknowing air. It is the American sound.

It is, oh, hopeful, big-hearted, idealistic, daring, decent, and fair.

That's our heritage. That's our song. We sing it still. We raise our voices to the

God, who is the author of this most tender music. And may he continue to hold us close as we fill the world with our sound,

in unity, affection, and love. One people, under God, dedicated to the dream of freedom.

God bless you and God bless America.

So that absolute mush was obviously Ronald Reagan, unmistakable tones there, delivering his second inaugural address

on the 21st of January, 1985. And Dominic, Ronald Reagan loved American history, didn't he? He loved

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