meta_pixel
Tapesearch Logo
Log in
TFTC: A Bitcoin Podcast

#681: The Health Insurance Death Spiral Is Here with Andy Schoonover

TFTC: A Bitcoin Podcast

Marty Bent

Technology

4.8764 Ratings

🗓️ 10 November 2025

⏱️ 74 minutes

🧾️ Download transcript

Summary

Marty sits down with Andy Schoonover, founder of CrowdHealth, to discuss the ACA health insurance death spiral, skyrocketing premiums forcing families to pay over $3,000 monthly, and how CrowdHealth offers a cash-pay alternative that empowers individuals to opt out of the broken traditional healthcare system.

Andy on Twitter: https://x.com/andyjschoonover

STACK SATS hat: https://tftcmerch.io/

Our newsletter: https://www.tftc.io/bitcoin-brief/

TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/

Discord: https://discord.gg/VJ2dABShBz

Opportunity Cost Extension: https://www.opportunitycost.app/

Shoutout to our sponsors:

Bitkey

https://bit.ly/TFTCBitkey20

Unchained

https://unchained.com/tftc/

Obscura

https://obscura.net/

SLNT

https://slnt.com/tftc

CrowdHealth

https://www.joincrowdhealth.com/tftc

Salt of the Earth:

https://drinksote.com/tftc

Join the TFTC Movement:

Main YT Channel

https://www.youtube.com/c/TFTC21/videos

Clips YT Channel

https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ

Website

https://tftc.io/

Newsletter

tftc.io/bitcoin-brief/

Twitter

https://twitter.com/tftc21

Instagram

https://www.instagram.com/tftc.io/

Nostr

https://primal.net/tftc

Follow Marty Bent:

Twitter

https://twitter.com/martybent

Nostr

https://primal.net/martybent

Newsletter

https://tftc.io/martys-bent/

Podcast

https://www.tftc.io/tag/podcasts/

Transcript

Click on a timestamp to play from that location

0:00.0

You've had a dynamic where money has become freer than free.

0:10.0

If you talk about a Fed just gone nuts, all the central banks going nuts.

0:16.0

So it's all acting like safe haven.

0:18.0

I believe that in a world where central bankers are tripping over themselves to devalue their

0:23.4

currency, Bitcoin wins.

0:25.4

In the world of fiat currencies, Bitcoin is the victor.

0:28.5

I mean, that's part of the bold case for Bitcoin.

0:31.4

If you're not paying attention, you probably should be.

0:34.6

And it's that time of year again. We meet again.

0:38.3

Open enrollment is here.

0:40.3

Everybody's favorite time of the year.

0:42.3

It's not because of Thanksgiving or Christmas.

0:44.3

It's because of open enrollment.

0:46.3

Well, we've been texting pretty frequently over the last couple months because obviously

0:52.3

we've worked together closely for the last four years. I've been a crowd health member for the last couple months because obviously we've worked together closely for the last four

0:55.4

years. I've been a crowd health member for the last four years. I've had two babies on it.

1:00.5

And I've been texting you behind the scenes. Like I think this is the year for crowd health.

1:04.4

If you're looking at the zeitgeist out there, the selfie videos and cars and people complaining about the cost of health insurance.

1:15.1

It's getting untenable.

1:17.8

And you were saying right before we have recorded that you think we're in a health insurance death spiral.

1:26.3

Yeah, I was trying to think back of when we first talked.

1:30.6

I think it was, what, three years ago maybe?

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Marty Bent, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Marty Bent and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2025.