Hello my friends it's great to have you back this week on the Money Girl

podcast my name is Laura Adams and I've been hosting the show since 2008.

I'm the author of nine books and I'm super excited to let you know that the most recent one

is available now as an audioobook, narrated by me.

If you or someone you know is self-employed or want to be,

I hope you'll check out Money Smart Solopreneur,

a personal finance system for freelancers,

entrepreneurs, and side hustlers.

It came out at the end of September

and has been an Amazon number one new release.

Order the paperback, ebook, or audio audio book for yourself, or maybe as a holiday gift.

Today I want to talk about mortgages, with rates at historic lows and the pandemic changing the way we think about our homes

and think about doing remote work when it's possible. Many people I know are in the

market to refinance their mortgage or to buy a home in a new area.

And some are feeling overwhelmed with their mortgage choices.

When you're ready to buy a home, choosing the best lender and the type of mortgage definitely can seem

daunting because there are a lot of choices and that's good. But since no two real estate transactions

or homebuyers are alike, it's essential to get familiar

with different mortgage products and programs. In this show, I'm going to explain the two main

types of mortgages and several popular home loan programs that you might qualify

for.

Choosing the right program and product for your situation is the key to buying a home you can afford.

...