Hello everyone and thanks for joining me. I'm Laura Adams, your host and

personal finance author, speaker, and consumer advocate who's been producing the Money Girl

podcast since 2008. Like you, I have been following the protests that are happening

all over the world. I've never discussed the topic of racism and

discrimination on the show, but I believe that it's immoral. No matter if we're

talking about unjustified police brutality or other systemic discrimination.

Those hardships show up in so many places, like getting lower quality education, less effective

health care, and fewer economic opportunities.

There's no denying that our financial lives are all very, very different.

But they have one thing in common. We all want financial security.

That unites us. And the fundamental principles for creating financial security are the same no matter the challenges you may have

faced in the past or the hardships you're going through right now.

My personal mission and the purpose of this podcast is to give you knowledge,

resources and motivation to manage your money the best way possible and

create a richer life. And when I say you, that means everyone, no matter the color of your skin, your

gender identity, your education level, your age, religion, your politics, there's so much that can divide us. But my job is to make this

show a place where everyone feels included and welcome. All that to say, I appreciate you being here.

And we're going to kick off today's show

with a recent question I received from Alex F,

who says,

Hello, Laura, I love your podcast tips and many helpful episodes over the years.

I would love to learn more about documenting my payroll for the Paycheck Protection Program.

...