So, the American Personal Finance, show dedicated to providing you with the knowledge,

skills, insight, and encouragement

you need to live a rich and meaningful life now while building a plan for financial freedom in

ten years or less.

Today on the show it's live Q&A. Open phone lines for any member of the audience to call in.

Ask me any question. Make any comment, discuss anything you want. That's what we do here on live

Q&A shows. I'm going to go to an open phone line here today. I've got three callers waiting on the line and we will go and see what we have going on.

First up today we've got Daniel in Texas. Daniel, welcome to Radical Personal Finance. how can I serve you today sir?

You I am about to leave my current job and I've got I'm fully vested in my 401k I've got about $20,000 in it at this point and

It's in a it's currently in about I think it's like a 55 year retirement plan you know standard I'll be 30 here in a couple years so

kind of standard plan on that.

And I am curious if you have any thoughts on what I should maybe transition that to,

if I should just kind of leave it there and not mess with it,

or if there's some other way I should transition that as I leave this

current job. Are you going to another job? Yes, I'm going to another job.

And does the other job have a, does the other job have a 401k?

They do have a 401k.

There is no matching with it at this point. They are a younger company. They're about 10 years old so they offer a 401k but there's no matching. My plan is because I'll be taking a pay cut for the first year and then hopefully making more money in my second year.

But unless they institute that matching, my thought would be more than likely anyway.

Anything I do put into some sort of retirement fund I'll probably put into a wrong IRA so that I do have access to those original funds if I mean that for some reason.

And is the plan at this existing job a good one?

Is there low fees, good investment options, etc?

...