Welcome to Radical Personal Finance, a show dedicated to providing you with the knowledge, skills, insight and encouragement you need, to live a rich and meaningful life now, while building a plan for financial freedom in 10 years or less.

Today, our Asset Protection Planning Series comes back from vacation. It's been hiding out down in the sunny

climbs of the Caribbean, sitting on the beach, laying low, waiting for all of the storms and

investigations to pass.

But now it's time to come back and get back to work.

So we begin today with part 8, called Annuity Values

and Annuity Payments, Exemption Planning.

So for context, we're talking here about asset protection planning for mere mortals.

And my goal in this show is to give you a lot of low-hanging fruits, some exposure to a number

of strategies that are available to mortals not to

somebody with ten million dollars but to any person who's just simply building

assets accumulating capital and thinking about how to protect that capital from the unique risks that

that you face and so I'm trying to make everything very accessible and annuities are

an important component of that we've been talking about exemption planning for the last

few shows and of course exemption planning involves assets that are

specifically exempt from the claims of creditors based upon US federal or state law.

Apologies to my international listeners,

but some of these concepts will come over,

but you'll have to, of course, do the detailed research

for your country, as well as listeners in each state.

You have to research your own particular state.

But we've talked about retirement account exemptions.

...