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Hi, from CNN. This is Madeline Thompson with five things you need to know for Thursday, November 7.

So the Federal Reserve cut interest rates by a quarter point this afternoon after lower

inflation and a cooling job market paved the way. It's the second rate cut since the central bank

began to lower borrowing costs in September, though this one is a quarter point smaller.

Still, it's more relief for Americans from the high costs of loans like credit cards and mortgages. CNN's Julia Chatterley has the latest.

While they can cut rates today, the future path of interest rates now is more uncertain.

And what that depends on is the policy decisions of the president-elect, his government,

of course, and who wins the House. Very important point to that too. At worst, let's take

the worst case. If he enacts mass immigration limits, mass global tariffs, it could slow growth,

it could also raise inflation. Economists generally agree we could see one percentage point rise in inflation next year.

That's going to slow the Federal Reserve down and their ability to cut rates.

But of course, all we're doing is guessing at this stage, and that's the challenge for J-PAL today.

These two last decades were not just filled with the most important, sometimes dramatic

events of truly historic scale.

Before our eyes, a completely new world order is being formed.

That's Russian President Vladimir Putin during a speech today in Sochi.

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