Ready to launch your business? Get started with the commerce platform made for entrepreneurs. Shopify is specially designed to help you start, run and grow your business with easy customizable themes that let you build your brand, marketing tools that get your products out there. Integrated shipping solutions that actually save you time. From startups to scaleups, in-person, and on the go. Shopify is made for

entrepreneurs like you. Sign up for your $1 a month trial at Shopify.com slash setup.

Your guides to a really great financial future.

Tom and Don are talking real money.

Investing is a very personal thing.

Indeed it is because there's a reason why people that own mutual funds end up making about a third of what the stock market provides over a long time because they don't know themselves.

They get in where it is now because the market's up. I want to buy now.

And then the market goes down and then people sell because the market went down.

And then it feels better.

The economy comes back.

Stock markets do well.

I get my money back in. And then it goes down and they sell again. So this is, and if you don't know yourself about how you feel about

volatility, you end up making that same bad decision over and over again. We see it all the time.

And there's no, by the way, there's no advisor who knows any better about when to be in or out of

the market either. There's no timing who knows any better about when to be in or out of the market either.

There's no timing strategy that we know of that works.

And if all of us would just sit down for a second and think about it, just calmly, take a second, breathe.

You'd realize no one can predict the future.

And thinking someone can is just plain old foolish.

People are always

looking to take advantage of you, though. That's the thing you need to be aware of. You've got to be a

little bit cynical, certainly skeptical. I sometimes believe cynical. Speaking of something about

...