Thousands of families are already investing smarter with Scottish Friendly.

Isn't it time you join them?

With a My Easy Choice Iser, you get the potential growth by investing in the stock market and a confidence boost.

With a guarantee on your 10-year investment anniversary, you'll get back no less than the total amount you've paid in.

Plus, open your My Easy Choice Issa and get up to £345 in gift vouchers.

Search Scottish-friendly ISA today. Guarantee applies on your 10-year anniversary

if no withdrawals or fund switches are made. Capital at risk, terms apply.

Golf Smarter Premium Number 572 published on December 27, 2016.

Advanced Green to T course management techniques with Joe Hallett, PGA.

This is Golf Smarter Premium.

Here's your host, Fred Green.

Welcome to the Golf Smarter podcast, Joe.

I was reading through your bio, and on top it says that you're your PGA certified golf instructor.

But there's a whole lot more than that, isn't there?

That's good that spell check caught that because originally it said certifiable, I think, at this point.

Well, you've been doing it for what?

16 years.

You've got to be.

Yeah, you know what? Gosh, it's just a weird you know it's it's a weird way to

make a living and it's the last thing i ever kind of thought i would end up and to be

honest with you fred i actually tried played collegiate golf and played the play the game and

actually uh... has someone asked me, where'd you go to college?

...