When people say they're worried about running out of money in retirement, they're usually not

talking about average returns or even normal market swings. They're thinking about one bad thing

happening at the wrong time and everything unraveling.

Hey, this is Casey and welcome to the show. If you're new to the show, I want you to know to what to be on the lookout for. And so if you're coming because you want to listen to those conversations around the financial aspects of retirement, well, this is the episode for you. This is a buy the numbers episode. So look out for those episodes titled By the Numbers, where I'm always joined by my good friend and fellow certified financial planner practitioner, Marshall Johnson. Hey, hey. He's here. And you always know he's here because he goes, hey, hey. It's a lookout for those episodes. But if you're sick of that hey, hey thing and you want to think about the non-financial aspects of retirement, just look out for those episodes, settled freedom after 50. And that's where we take a deep dive into those different non-financial aspects with our certified retirement coach, Les McDaniel.

So join us for those episodes.

We'll also be bringing you world-class

guests in long form every single month as well. Now, what we're doing today is we're

continuing our four-part series on the anchors of retirement confidence. So if you missed out on

the first three episodes, go back and listen to those episodes. I strongly encourage you to do

that. There is a sequence to these where we're really focusing on priorities in the planning process.

All of these items are important, but hey, we're trying to eat an elephant when we are

planning for retirement. So it takes one bite at a time. That first bite was anchor group, number one,

the spending anchors.

Then we covered the market shock anchors.

We covered the tax certainty anchors.

And now we are in anchor group number four, the protection anchors.

So this is those, what about those worst case scenarios?

That's really what we're going to be focusing on here because these are the anchors that make retirement feel unbreakable because retirement confidence doesn't come from hoping nothing bad happens. It comes from knowing bad things won't break you.

Yes, absolutely. And this is a core tenet of everything we've ever believed, right?

Prepare for the worst so you can hope for the best. And that's what we're going to focus on today,

is trying to make sure you feel unbreakable knowing that you've got a retirement plan that's

going to weather any storm that comes your way. We were visiting with a family recently, and one

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