One of the biggest surprises that we see in retirement planning is how many people who should feel confident simply don't.

They've saved well.

They've done things right.

And yet there's still this quiet fear in the background.

What if I run out of money?

And that fear usually it isn't about the market.

It isn't about returns.

It's about uncertainty. And we're about to walk you through a series that we're calling the anchors of retirement confidence, the four

anchors of retirement confidence, specific strategies that replace anxiety with clarity and

control. In today's episode, we're focusing on anchor group number one, the spending anchors.

And by the end, you should have a much clear understanding of how this part of your retirement plan actually works.

Music Welcome to the podcast.

I am here with my good friend, fellow certified financial planner practitioner and all-around math magician.

Marshall Johnson here with me.

What's up, good buddy?

I'm excited to be here with you because we're kicking off a new series.

And it's always fun to kick off a new series.

We don't often get the opportunity to do a series.

But I had come across an article and we included it in our weekend reading for retirees email that goes out

every Friday because I'm always looking for something that can add value to your life. And this was

one that really talked about the areas of your life where you can gain more confidence so that

you can get away from some of this fear that we have around various aspects

...