536: By the Numbers: Cash Out or Hold On? The Retiree's Dilemma
Retire With Purpose - The Retirement Podcast
Casey Weade
4.7 • 556 Ratings
🗓️ 5 December 2025
⏱️ 39 minutes
🧾️ Download transcript
Summary
With talk of bubbles, corrections, and overvaluation dominating the headlines, we unpack how you can stay confident, stay invested, and stay sane when markets feel anything but predictable.
In this episode, we discuss:
- Reasons why you might reduce stock exposure
- Poor (or dangerous) reasons to move to cash
- The biggest threat to your portfolio
- Practical investment frameworks to leverage in today's economic climate
Today's article is from the Best Interest blog titled, Should Retirees Sell Stocks, Move to Cash? Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation.
Show Notes: HowardBailey.com/536
📧 WEEKEND READING FOR RETIREES: Receive CFP® insight on 4 hand-picked financial articles delivered straight to your Inbox each Friday: https://bit.ly/3OEdGgu
📅SCHEDULE YOUR PERSONAL FINANCIAL REVIEW: Book a 15-minute call with Howard Bailey Financial to see how the topics discussed here apply to your individual situation: https://bit.ly/3T6oNDB
ABOUT HOWARD BAILEY FINANCIAL: Our mission is to help others gain clarity in purpose and elevate meaning in their lives through personal and practical financial strategies. Our Retire With Purpose™ Framework starts with establishing your unique financial philosophy — the true meaning and purpose for your money in retirement. Through continued education, one-on-one meetings, and a comprehensive team planning approach, we have helped retirees across the country secure their financial futures. And while we can't work with everyone, our goal is to provide value to everyone we meet. Our team of advisors and support specialists strive to deliver the very best experience in pre-retirement and retirement planning. Learn more about our process here: https://howardbailey.com/our-process
Transcript
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| 0:00.0 | AI stocks are on fire. Valuations look insane. And the word bubble is back in the headlines. |
| 0:07.5 | Retirees are wondering if it's time to get out. Today we break down the smart reasons and the dangerously dumb ones for moving to cash. |
| 0:16.4 | Music Hey, this is Casey and welcome to the Retire with Purpose podcast, where does my mission to deliver clarity and purpose and elevate meaning in your life. |
| 0:33.6 | If you're going, wait, I thought we were talking about stock market valuations. |
| 0:37.5 | Well, hey, don't get ahead of me yet. |
| 0:39.3 | You know, we have both financial and non-financial conversations here on the podcast. |
| 0:43.7 | And if you were looking for the non-financial stuff, then I encourage you to look for those episodes titled Freedom After 50, |
| 0:50.1 | where we are joined by our very own certified retirement coach and financial advisor, Les McDaniel. |
| 0:56.1 | And then if you're looking for the number ones, well, you found yourself a home here. |
| 1:00.6 | These are by the numbers conversations. |
| 1:03.0 | We release both of those every Friday and you will find us alternate between these two |
| 1:07.9 | conversations. |
| 1:08.7 | And we also will be bringing you world-class guests |
| 1:11.3 | week in and week out. These Friday conversations come from articles that we like to go deeper |
| 1:16.2 | into that are part of our weekend reading for retirees email that hit your inbox every single |
| 1:21.6 | Friday. We curate that email. I put in there my summaries and takeaways from four |
| 1:26.6 | articles on trending topics |
| 1:28.6 | in the financial planning space, retirement planning space, again, both financial and non-financial |
| 1:33.4 | in nature. Get yourself sign up to get that weekly email. We'll also send you a free digital |
| 1:38.7 | copy of my Wall Street Journal bestseller. Job optional. Just text us the key letters, WR to 888-599-4491. We will send you a link to get |
| 1:49.3 | yourself signed up or just visit us at Howard Bailey.com. Well, today I am joined by my good friend |
| 1:56.4 | Marshall Johnson, Phil certified financial planner practitioner. Hey, hey, what's up, buddy? And we are covering |
... |
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