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This is Optimal Finance Daily.

Episode 530, three reasons you need a buffer in your checking account.

By Latoya with Making Sense of Sense.com.

And I'm your host and narrator Dan, happy Friday to you, here in podcast land.

This is where I read to you from some of the best personal finance blogs on the planet.

And now let's get right to it and start optimizing your life.

Three reasons you need a buffer in your checking account by Lautoya with Making Sense of Sense.

com. About a month ago, By Lautoya with Making Sense of Sense.com.

About a month ago I discovered we had quite a decent buffer in our checking account.

It has always been a lofty goal of mine to get one month ahead in our main household account.

I figured squirling away a little here and there would contribute to the effort, but I never really

took the time to look at how much we had in the account at the beginning of every month.

After a quick budget review, I saw we had a $1,600 surplus in our account.

I knew I was scrolling, but I didn't know I had all of those nuts set to the side.

I was just leaving a little in the account at a time, but it's obvious little unnoticed funds left here and there add up to a substantial amount.

I don't plan to stop at the $1,600 mark though, because it's not anywhere near a month's worth of income, but it's definitely

a start.

...