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The Secret To Success with CJ, Karl, Jemal & Eric Thomas

505 - Stop Drifting: The 70/30 Rule That Keeps You From Going Broke

The Secret To Success with CJ, Karl, Jemal & Eric Thomas

S2S podcast

Education, Business, Self-improvement, Health & Fitness, Entrepreneurship

4.96.6K Ratings

🗓️ 4 September 2025

⏱️ 52 minutes

🧾️ Download transcript

Summary

If you’re not intentional with money, marriage, or business, you’ll accidentally end up broke. 💥 In this episode of the Secret to Success Podcast, the guys break down the 70/30 rule and why discipline beats feelings every time. They show how anchors—non-negotiable principles—keep you from drifting into bad deals, broken marriages, or wasted years. 👉 Why the 70/30 rule protects your finances 👉 How to choose anchors that prevent drifting 👉 Why emotions kill wealth, but discipline builds it This conversation is raw, practical, and guaranteed to make you re-evaluate your habits. Don’t drift. Lock in your anchors. 👉 Join us LIVE at Anchored Conference — September 20th in Atlanta, GA 🎟️ Get your tickets now: https://www.youoweyou365.com/liveevent ✦ Subscribe for weekly episodes: https://www.youtube.com/@S2SPodcastChannel?sub_confirmation=1 ✦ Follow us on Instagram: @s2spodcast ✦ Join our Patreon family for exclusive content: https://www.patreon.com/c/S2SPodcast120

Transcript

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0:00.0

So how do you get anchored when you don't know how? When you don't know what to do, when you can't afford to do it, and you don't trust yourself or the people around you to keep you from drowning?

0:18.1

Sometimes my life was two rooms, eight people, and a half of a bathroom. Our

0:26.7

extra bathroom was an orange home deep hole bucket with a toilet seat sitting on top of it,

0:33.9

which means that you need to go pour some water in it, go dig a hole outside to pour the

0:39.5

contents out in it. I'm talking about 2005, but I decided to take that biblical principle

0:46.1

and apply it to my whole life. Getting anchored looks like knowing what to do. Now, next, and later later there is an order of operations from my struggles of

0:59.6

turning the last five dollars that we have for dinner one week into millions of dollars

1:05.6

and guys i cannot make this stuff up to You don't need resources. You need revelation.

1:17.6

I heard a term recently. You got dirt roads to happiness and highways to disappointment.

1:25.0

It should be the other way. Like you should have highways to happiness. That's what the anchor is. It's everything you talked about. Like I got a highway. It should be the other way. Like, you should have highways to happiness.

1:28.5

That's what the anchor is.

1:29.5

It's everything you talked about. Like, I got a highway. If I follow these principles, it's guaranteed. That's a highway. We flip that joint and we got all kind of highways. This going wrong. Like you said, the margin fair, this going on, that going on, that going wrong. Yeah, and I think Carl, the word that comes to mind is intentionality.

1:44.9

If you're not intentionally trying to be wealthy, you're on. That going on. Yeah. And I think, Carl, the word that comes to mind is intentionality.

1:45.0

If you're not intentionally trying to be wealthy, you're going to accidentally be broke. Yeah. And apply that to every other area of life. One more time. If you're not intentionally trying to have a happy marriage, you're going to accidentally end up with a broke marriage. So I'm just saying what you're talking about in this formula is intentionality for you choosing a spouse, for you keeping a happy marriage, for you doing your real estate portfolio, for you building a business, you should have these benchmarks. And when you live with intentionality, now you increase your margin for air yeah yeah yeah Secret to Success Podcast, baby.

2:45.1

Previously on the Secret to Success Podcast.

2:50.2

People don't have, right, merge for error, right?

2:53.7

Bro, you one bill away from being broke.

2:56.3

You won't be able from being broke,

2:58.1

you one injury away from taking you out.

3:00.7

And when you live in that close in everything you do, brother,

3:04.3

you ain't got no equity, bro.

3:05.8

You look and you count every penny. So you ain't got no equity in bro. You, you look, and you count every penny.

...

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