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Financial Audit

$500,000 In Debt To Be Failed OF Model | Financial Audit

Financial Audit

Caleb Hammer

Investing, Education, Business, Self-improvement

4.3892 Ratings

🗓️ 17 October 2025

⏱️ 90 minutes

🧾️ Download transcript

Summary

🍿 woooowwwwww now she's borrowing money from her dad to pay her own mortgage... this is just so gross. It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join 💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ 🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB ___________________________________________ ▶SPONSORS: Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 ___________________________________________ ▶EDUCATION: 1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰 2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸 ___________________________________________ ▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡 1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match. 2. Checking & Savings: Get up to $350 when you open a Chime® Checking account, and earn up to 3.75% APY on your savings: chime.com/calebhammer 3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ___________________________________________ Chapters: 00:00 Intro 10:19 DAAAMN 23:00 but wait, theres more! 35:40 wtf 52:20 again.. wtf 01:04:36 to lesbian or not lesbian 01:21:36 they always owe money to the IRS ___________________________________________ ▶More Content 🍿🎥📺🎞️🎬 1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups 2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive 3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer ___________________________________________ ▶EXTRA 1. My socials: https://stan.store/calebhammer 2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply ___________________________________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. ▶Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

How would it

0:01.4

less time with the

0:02.4

income to

0:03.0

and for your life's podcast to have. With the Reve Appal Service get that. Bestell your your own online and get paid off. Naturally, only minimumest bestel worth. So, you'll be more time for the next podcast follow or your libelings tracks. Now, try to bewe. On Reve Now, out Reve.com or in the Reve app. Your Reve Appel Service. Online bestell, in market, upholding. To watch episodes of Financial Audit a week earlier, check us out on YouTube. I prayed about it, and then as I was going to sleep, I heard a voice.

0:39.9

And I said, let me just try. Only, fuck.

0:42.1

Okay, I'm being told you made $200,000 in six months.

0:43.3

Where the fuck did that go?

0:44.8

I purchased my mom.

0:48.4

How much? How much possibly?

0:53.1

The tools to change your life have just been upgraded.

0:57.9

Download my budgeting app, rebranded to Dollar Wise today and start your free trial.

1:03.3

Sign up for the annual version and I'll send you my budget-friendly cookbook that can't be purchased anywhere else.

1:05.9

And I'll personally sign it and mail it directly to you.

1:10.2

Download the Dollar-Wise budgeting app today and take advantage of your free trial.

1:16.9

Hi, my name is Monica. I'm 25 years old from St. Pete, Florida, and this is financial audit.

1:24.6

St. Pete, Florida. Yes. Very cool. Thanks for coming over to Austin. What do you do for a living there?

1:48.9

I am a registered dietitian. Cool. Can you help me not be fat? Sure. Absolutely. Advice number one. It's all about what you can add, not what you can take away. So everyone's always... I can add a lot of McDonald's. The right foods. We'll talk about it. Later date, I don't think this is the time my show cool what are you making in this job i make $6,000 a month st petersburg same Petersburg okay i don't know as much i know as much i

1:55.5

florida is one of the more expensive states st peterberg i don't really know as. It's 6% above the national average for income as far as like...

2:04.8

St. Petersburg or you?

2:05.7

No, St. Pete.

2:06.9

The 6,000 hits your account on a monthly basis?

2:09.1

Mm-hmm.

...

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