50-Year Mortgages: Quick Fix or Costly Mistake?
InvestTalk
Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
4.4 • 1.5K Ratings
🗓️ 13 November 2025
⏱️ 44 minutes
🧾️ Download transcript
Summary
We will examine why ultra-long loans may lower payments but slow equity-building and raise lifetime interest costs, and what that means for housing affordability.
Today's Stocks & Topics: Silver, Market Wrap, The Procter & Gamble Company (PG), 50-Year Mortgages: Quick Fix or Costly Mistake?, Mueller Industries, Inc. (MLI), SPDR Portfolio S&P 600 Small Cap ETF (SPSM), U.S. Insurance Companies, iShares Gold Trust (IAU), Leggett & Platt, Incorporated (LEG), SPDR S&P 500 ETF (SPY), Oil and Gas Demand.
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Transcript
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| 0:00.0 | On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is InvestTalk. |
| 0:13.5 | Independent thinking, shared success. |
| 0:17.9 | Invest talk is made possible by KPP Financial, a registered investment advisor firm, serving clients |
| 0:25.1 | throughout the United States. Here is KPP Financial Portfolio Manager, Luke Guerrero. |
| 0:33.8 | Good afternoon, fellow investors, and welcome back to Invest Talk. |
| 0:39.5 | I'm your host, Luke Guerrero, and I'll be with you for the next hour of this partly cloudy, |
| 0:44.8 | little overcast Wednesday, November 12th, 2025. |
| 0:50.6 | Now, we're starting to batten down the hatches here in Los Angeles in Southern California, |
| 0:56.6 | where it is set to rain for the better part of the next five days. |
| 1:00.4 | And you know, for me personally, when it starts to rain, I get a little sleepy, I get a little |
| 1:04.7 | tired, I just want to get under a blanket, tune out the world, hang out with my girlfriend, |
| 1:09.5 | hang out with the cats. |
| 1:11.9 | But unfortunately, we don't have that luxury. |
| 1:16.3 | Because we have one mission, each and every day as an investor, to get better and to get more educated. |
| 1:23.5 | We'd InvestHoc see us as a small part in that mission, and we hope that each program we bring you, each video, each podcast episode, helps bring you closer to that goal. |
| 1:36.5 | Now, how do we do that? |
| 1:37.2 | Well, each and every day we meet 4 to 5 Pacific, and we bring educational items, we bring actionable material to the table, |
| 1:46.2 | but you bring something as well. |
| 1:47.7 | Your finance and investment questions are really what drives the conversation forward. |
| 1:54.2 | To that end, before we talk about today's market performance and run down those show topics, |
| 1:59.1 | let's answer this caller question now. |
| 2:01.1 | Oh, looks like we got a live call coming in real quick. |
... |
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