5 Things I Won't Do With My Money in 2026
Your Money Guide on the Side
Tyler Gardner
4.9 • 2.4K Ratings
🗓️ 8 December 2025
⏱️ 35 minutes
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| 0:00.0 | Somewhere along the way, the act of saving quietly became the goal itself. |
| 0:05.0 | I wasn't buying freedom or funding a specific future, although obviously that's a real byproduct of responsible accumulation. |
| 0:12.0 | No, I was hoarding what I like to call financial virtue points, like an anxious squirrel preparing for a retirement that might never come, or that it might not live to enjoy. |
| 0:23.1 | Hello, friends. This is Tyler Gardner, welcoming you to another episode of your money guide |
| 0:28.2 | on the side, where it is my job to simplify what seems complex, add nuance to what seems simple |
| 0:34.0 | and learn from and alongside some of the brightest minds in money, finance, and |
| 0:39.1 | investing. So let's get started and get you one step closer to where you need to be. |
| 0:45.6 | There's something oddly therapeutic about sitting down at the end of a year and deciding what |
| 0:51.5 | not to do with your money next year. Like a financial New Year's resolution, |
| 0:57.0 | but with far less kale and only slightly more self-awareness. Because every December, I start seeing |
| 1:04.0 | those lists. I'm sure you do too. Heck, I start creating some of those lists on social media. |
| 1:09.9 | The five things millionaires always do with their money. |
| 1:13.7 | The seven habits of highly successful crypto bros. |
| 1:17.9 | And sure, some are fine. |
| 1:19.8 | But what's often missing is the other side of the ledger. |
| 1:24.1 | The conscious absolutely knots, the guardrails that keep you from drifting into oncoming complexity. |
| 1:32.3 | So today, I want to talk about five things I'm not doing with my money in 2026. |
| 1:39.3 | Some of them are practical, some are, as per usual, more philosophical, and all are rooted in the idea |
| 1:46.2 | that real wealth isn't necessarily about doing more. It might just be about doing less, better. |
| 1:53.0 | Well, at least that's how I've always justified laziness and frugality to myself. |
| 1:57.5 | And this is the point where I also remind you that I am not you. |
| 2:01.4 | My goals are not yours. |
... |
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