Welcome to the early retirement show. If you are a long time listener, thank you. And if you are new to the show, as a reminder, this show is dedicated to helping you retire early, otherwise known as the show dedicated to helping you understand what you have to do to be in a position where you are financially free, where work is now optional. So whether you are a few years out from retirement and you just want to know everything to prepare

for that big date or you're new in your journey and you want to get a head start on maximizing

what you've worked so hard for throughout your life, this is the show for you.

So we discuss everything from investments to taxes to insurance and everything that comes

in between.

So without further ado, let's go ahead and hop into today's episode.

Welcome back as always to another episode of the early retirement show.

Thank you all for the recent reviews.

It's so fun to read those and see how I'm helping you become financially free, which as a reminder

is when you're no longer in a position where you have to worry about money, has nothing to do with

how much you have. It's just about your strategy and mindset. And ultimately, this podcast was made so that you can optimize your financial life and achieve more of whatever it is you want to achieve.

So today's episode is a fun one.

It's the five things I wish I knew and not just knew, but implemented when I was younger.

And so we're going to hop right into that.

As a reminder,

you can always submit a question on the website, early retirement podcast.com, and I'll answer that

for you in a future episode. So let's hop right in. So number one, tip number one is have a plan

as soon as possible. Now, I don't mean have a plan like a 40-page document or 50 pages about here's

everything that I have from a financial standpoint that I'm hoping to achieve. Now, if you have that,

not a problem, but I think one page will do just fine. And when I say have a plan, it really

means have goals. What are your goals? Is it to retire early? Do you love your job and never

want to retire? Okay, that's important because if you do and you never want to retire, you might not need to save as much. And you go, but then if I don't save as much, Ari, I won't have as much in retirement, you go, well, if your plan is to work forever and you love the company, well, then why are we saving it all if you're going to work forever? Now, I just use this

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