A significant amount of people have been asking me about RMDs and ways to reduce those future distributions.

Now, I'm going to be going over all of that today in great detail so that by the very end of this episode,

you have complete clarity on strategies to reduce your future RMDs.

Now, I always want to take a big step back here, and please know, if you're looking at your plan and you're going, I'm going to have significant RMDs, which are required minimum distributions in the future, you have a good problem.

Now, it's certainly a problem in the sense of could you do things to make sure those get minimized and pay less future taxes?

Yes, but when people are saying, oh my gosh, I'm going to have

these significant RMDs like a lot of people who reach out, well, let's just take a moment

ago. There are so many people who would love to have too much money, essentially, that they have

to pull from. The difference is we want to make sure as planners that you don't pay any extra

amount of taxes on those dollars

if you don't need to and that's where these strategies and planning points come in but i always like

to take that second to go okay the fact that we're in this position this is wonderful it's now can we

optimize this so that's what i'm going to be talking about today. Once again, my name is Ari Taublieb.

I am an early retirement specialist and host of the early retirement podcast.

I'm also a financial advisor and vice president of root financial partners.

So let's hop right into today's episode, which is all about RMDs.

Now, if this is the first time you're hearing about RMDs, I'd probably be surprised

because you've been probably listening to this podcast for some time now. And what the RMDs

always stand for, just always like to take that big step back. Those are required minimum distributions,

meaning that is when you are required to, whether you want to or not, you're going to have to

pull funds from your pre-tax accounts, things like IRAs,

things like SEP IRAs, things like 401Ks. These are funds that you contributed to throughout your

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