If you've been listening to the show for a while, you know I very rarely bring on guests.

Today is a special episode as I want to bring on a health insurance expert who is going to help

really clarify if I had to pick a word what you need to know and what you don't need to know because

there's a lot of fluff out there. And my goal is to make anti-fluff content where you are getting

what you need and it's giving you a whole lot more confidence when it comes to an early retirement. Now, Linda, she's a certified Medicare insurance specialist who you're going to hear from today. Now, a lot of you are going, wait a second, Medicare, doesn't that start at age 65? If I retire at 58, what's this going to do with me? She also works with people who are retiring early

and helping them understand those options before 65. So this is definitely the episode for all of you.

She just holds this additional designation that very few people have. She works in Indiana,

but she helps clients all across the country. I don't get any commissions or kickbacks.

You guys know this by now, but I am a fiduciary

2,000% of the time. And so what I mean by that is hopefully this is really helpful and give you

some insight as to how to think through health insurance, both before 65 and even after. And the

strategies that come along with that. Today is part one of a two-part series. Next week is with

another member of the team. But that's going to be going into more depth when it comes to that come along with that. Today is part one of a two-part series. Next week is with another

member of the team, but that's going to be going into more depth when it comes to Roth

conversions and how that specifically can correlate to ACA planning, subsidy, all that good stuff.

So Lindia works for Move Health Partners. They are the premier healthcare insurance planning

firm in the U.S. We partner with awesome people like Lindia so that we

can refer our clients and then have a collaborative relationship. So I don't get paid anything.

I just want to make sure all of you are absolutely getting the value that you need.

I created an e-book with Lindia, who in my opinion is one of the brightest people I've ever met

when it comes to health insurance, specifically earmark for people retiring early. So if this is helpful, you can download that ebook and you can reach out to Lindia at Move Health, have a conversation with her, even if you're a few years out from retirement, if you're a few months out from retirement, if you just want to, hey, how much is it going to cost me? If you're curious, they're really on the cutting edge when it comes to healthcare planning. So hopefully this episode is really helpful. It's exactly what you're looking for. Make sure to download that e-book so you get what you need ahead of time. And you can follow along with some of the things we're going to talk about in today's episode. And let's hop in. So I know a lot of you listening right now are going, where on earth is health insurance going to come from when I retire? And if I'm going to retire early before 65, a lot of you are in your 40s, 50s, 60s going, how do I even think about this? How much is this going to cost? So we are very lucky because we have Lindia on the podcast today. And as most of you know, I don't have a lot of guests on, but I want to make sure I'm getting you guys the most helpful guidance in the world.

So, Linda, I want to start with my first question, which is if you're in your 50s or early 60s before 65 and you're going, you know what?

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