I'm so honored to be here. I mean, when I was talking with Levi and Jenny, it's been a few years of us just kind of having a relationship and trying to get out here. And I've just been a fan of fresh life from afar. I mean, honestly, I follow what you guys are doing. And so it really is. It is an honor to be here with you this morning. And we're going to dive into a topic that's kind of a difficult one for some people,

the topic of money.

And money can bring a lot of different emotions up in us, right?

And most of the time, when I talk to people,

it kind of is more of the heart emotions of a lot of regret,

some shame, some embarrassment.

Like there's a heaviness to it.

And I think what's difficult about it is what the world says about this topic and what

God says about this topic usually are at odds.

And so we see that play out.

And this is something that can be, this is a subject that can be so tactical, yet there's so much

about the heart and our posture towards the subject that is so, so important. And I think

some people, you know, look at me and they're like, oh gosh, you know, she probably has it all figured

out, you know, she grew up as Dave Ramsey's kid. Like, they probably had mutual fun birthday

parties growing up and went to budget camps in the summer

and things like that. You know, people think that we were pretty like obsessed with money as a

family because of what my dad did in the household I grew up in. But the truth is, it's interesting

when I look back, you know, that pain is not the only teacher in life, but it is a thorough teacher. And this subject carries

a lot of pain within our family. My parents filed for bankruptcy the year I was born. And they were

new believers at the time. And so I had an older sister at the time. And then me, my brother came a little bit

later. But I mean, really, I had this kind of front row seat for 18 years of living under the roof

of them figuring out God's ways of handling money. And what is so powerful about it is things that

...