One of the most common questions, when should I implement Roth conversions and when do they make

sense for me? Because sometimes I can save my clients a whole lot of hassle by telling them not

to do Roth conversions. And sometimes I can save them hundreds of thousands of dollars by asking

them to do Roth conversions. So you're wondering, does it make sense for me? And if so, to what

extent should I implement them?

That's what I'm going to be going over in today's episode. Thank you all who've been tuning

into the show consistently. I'm continuing to try to make the episodes more impactful with more

stories and even more examples. And this is your show, not mine. So thank you guys, as always.

Now, I'm going to start with a review of the week. Now, this review is coming from, um, what the fud. Okay, now some of you are like,

hey, what were you about to say right there? Okay, this is not me. Okay, so you can see it on my screen

right here. Now, this is in response to a video I did recently about

rental income, where I talked about the benefits of rental income, but also the hassle of rental

income. And they replied saying, just had to tear off, meaning a portion of their home,

and replaced two roofs. I have 10 rental properties. This makes me question the hassle component.

It also wiped out two years of

profits from these properties. However, they have appreciated well over time. So when we sell is when we'll

enjoy for retirement. Why did I choose to highlight that comment? Well, the reason I want to highlight

that comment is because it is not black and white investing, financial planning, tax guidance. And I'm going to

give you two examples today. The first one with real estate, which you're going, hey, I tuned in

to understand shiny rock conversions or not. I promise I'm going to connect all the dots for you.

But regarding real estate, too many people go, oh, but the tax benefits are so awesome and look at

if this property appreciates

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